Your complete finance team. One engagement.

Setup · Bookkeeping · GAAP · IFRS · Multi-currency

Zoho Books

CRM · Books · Analytics · Inventory · Payroll

Zoho One Implementation

Full finance function · One retainer · 6 countries

Your Finance Team

Fractional CFO / Virtual CFO

Cash forecast · Burn rate · Runway · Board reporting

ARR · Deferred revenue · ASC 606 · Stripe

SaaS Accounting

Capital accounts · NAV support · Waterfalls · Investor reporting

Fund Accounting

VAT · Corporate tax · IFRS · WPS payroll

UAE Accounting

Bookkeeping· GST Compliance· Income Tax Filing· TDS Returns· Zoho CRM· Zoho Books· Zoho Analytics· Virtual CFO· Fund Accounting· Payroll· Business Automation· Bank Reconciliation· Offshore Accounting· Cash Forecasting· Workflow Implementation· Bookkeeping· GST Compliance· Income Tax Filing· TDS Returns· Zoho CRM· Zoho Books· Zoho Analytics· Virtual CFO· Fund Accounting· Payroll· Business Automation· Bank Reconciliation· Offshore Accounting· Cash Forecasting· Workflow Implementation·

Why businesses come to us

Most businesses run on the
owner's memory.

Finance is whoever has time. Tax returns are filed the night before the deadline. Books are three months behind. Payroll happens when someone remembers. Vendor withholding is missed until the notice arrives. The business is growing but the finance function never caught up. These are not unique problems — they are the same five problems we solve for every client we work with.

How we fix this →

Finance gap

Tax return filed the night before the deadline with wrong numbers — the notice arrives two months later

Cash surprise

Payroll week arrives and the cash position is unclear — books are two months behind, no one knows the actual bank balance

System failure

Zoho implemented a year ago — three modules used, six ignored, nothing connected, team still using WhatsApp for approvals

Growth block

Investor asks for a P&L and it takes two weeks to produce — the data exists somewhere, just not in a usable state

What we do

Everything your finance
function needs.

Not aspirational. Running right now, for real clients.

📋

Bookkeeping & Accounting

✓AP, AR, bank reconciliation, month-end close
✓GAAP, IFRS or local standards — your jurisdiction
✓3-day month-end close, P&L delivered without chasing

Financial Planning & Analysis

📈

✓P&L variance — every line explained
✓13-week rolling cash flow forecast
✓KPI dashboard and board-ready reporting pack

💵

Cash Flow Management

✓AR ageing, AP schedule, payroll — all in
✓Updated weekly, 90-day visibility
✓Early warning before cash gets tight

📊

Virtual CFO

✓Budget vs actual every month
✓Investor P&L and board pack
✓Unit economics, burn rate, runway

⚙️

Zoho Implementation

✓Zoho One, Books, CRM, Analytics, Inventory
✓Configured from scratch or fixed after a failed setup
✓Every module connected, not siloed

🔄

Business Automation

✓Payment approvals, PO automation, alerts
✓Workflow rules that run without people chasing
✓Built in Zoho — connected to your books

🔁

Automate Your Accounting

✓CRM-to-Books sync, payment & expense recording
✓Auto journal posting, depreciation, commission
✓Payroll entries and live analytical reports

India only · Learn more →

🧾

Indian Tax Compliance

✓GST — GSTR-1, 3B, 9, 2B reconciliation
✓Income tax & advance tax for all entities
✓TDS returns — 26Q, 24Q, 27Q

💰

Fund Accounting

✓Capital accounts tracked per investor
✓NAV support and waterfall calculations
✓Capital calls, distributions, investor reporting

Chart of accounts designed for your business. Tax configured correctly for your jurisdiction. Bank rules that auto-categorise 80% of transactions. CRM integration built.

Also available — QuickBooks Services · Offshore CPA Team · USA & Cross-Border · Zoho Books Migration

Zoho CRM· Zoho Books· Zoho Inventory· Zoho Payroll· Zoho Analytics· Workflow Automation· Custom Dashboards· Deluge Functions· CRM-Books Integration· Approval Workflows· Zoho CRM· Zoho Books· Zoho Inventory· Zoho Payroll· Zoho Analytics· Workflow Automation· Custom Dashboards· Deluge Functions· CRM-Books Integration· Approval Workflows·

How it works

From first call to
running system.

The same four steps for every client, whether you need managed bookkeeping, a Zoho implementation, or both. No ambiguity, no scope creep, no surprises.

Step 01

Discovery call

We understand your current setup — software, team structure, compliance calendar, where the gaps are, and what is causing the most friction. Usually 45 minutes. No obligation, no sales deck.

Step 02

Scope and proposal

A clear scope document — exactly what we handle, what you keep in-house, monthly deliverables listed item by item, and a fixed monthly fee. No hourly billing, no scope creep, no surprises at invoice time.

Step 03

Onboarding and cleanup

Access granted, historical books cleaned if needed, Zoho configured, compliance calendar locked. We absorb the handover effort. You do not need to manage the transition — that is our job. Typically 2–4 weeks.

Step 04

Ongoing delivery

Monthly deliverables on the same dates, every month. You get reports, filed returns, and exception alerts — not reminders, not document requests. We flag issues before they become your problem.

Who we work with

The problems we solve
are not industry-specific.

The same finance problems show up in manufacturing, SaaS, distribution, and professional services. We work with all of them — the common thread is a business that has outgrown informal finance and needs a real team.

🚀

Startups raising or scaling

Investor-grade financials, burn rate tracking, ASC 606 revenue recognition, transfer pricing for US-India structures, and FEMA compliance as you raise. Books that survive a due diligence review.

🏭

Trading and distribution businesses

Inventory tracked in real time, purchase orders and three-way matching, tax correct on every transaction, vendor withholding without gaps, and receivables managed before they age beyond 60 days.

📍

Professional services firms

Revenue by client and project, time-based billing, withholding tax on professional fees, payroll for a services team, and a CFO report that shows which clients are profitable and which are not.

🏠

CPA and accounting firms

White-label offshore team for US, UK, and Australian practices. CA-qualified delivery. Your clients, your brand, your standards — with the time zone advantage of India working while you sleep.

🇦🇪

UAE and international businesses

UAE VAT filing and returns, Corporate Tax compliance, freezone vs mainland rules, multi-currency books, and consolidated reporting for entities operating across multiple countries.

⚙️

Businesses on Zoho

Implementation that goes beyond basic setup — custom fields, workflow automations, CRM-Books integration, analytics dashboards, and approval workflows. Zoho configured so your team actually uses it.

Where we work

We know the compliance rules
in every country we serve.

Not a generic accounting firm that learns your jurisdiction when you join. The compliance requirements, filing deadlines, and accounting standards are already known before your first call.

🇺🇸

USA

C-Corp & LLC accounting

Sales tax compliance

ASC 606 revenue recognition

Transfer pricing

Stripe & SaaS reconciliation

Investor reporting

🇦🇪

UAE

UAE VAT filing & returns

UAE Corporate Tax

Freezone vs mainland rules

Multi-currency books

Consolidated reporting

WPS payroll compliance

🇬🇧

White-label bookkeeping

VAT-ready accounts

UK-India entity management

Offshore accounting support

Tax return workpapers

Xero and Zoho Books

🇦🇺

Australia

White-label bookkeeping

Xero & Zoho Books

AU entity management

Offshore accounting support

Tax return workpapers

Time zone delivery

🇮🇳

India

GST — all returns & audit

Income tax — all entities

TDS — all sections

ROC — companies & LLPs

PF, ESI, PT, FEMA

Zoho One implementation

Zoho implementation

Zoho deployed correctly
is a different product.

The integrations, automations and cross-module workflows that make Zoho actually run your business, not just record it.

📑

Zoho Books

Setup →

🎯

Zoho CRM

Pipeline stages that match how you sell. Custom fields for your data. Won deals create Books invoices automatically. Workflow rules that move records without anyone touching them.

Configure →

📊

Zoho Analytics

Revenue dashboard, receivables ageing, pipeline analytics, cash position — all live from Books and CRM data. Updated automatically. No manual report runs.

Build dashboards →

📦

Zoho Inventory

Serial number tracking. Multi-warehouse stock visibility. Purchase orders triggered automatically at reorder point. Sales orders fulfilled and delivery tracked.

Track stock →

💰

Zoho Payroll

Salary structures per grade. Statutory deductions computed. Payslips generated and sent. Bank payment file ready in one click. Payroll journal auto-posted to Books.

Configure payroll →

⚙️

Business Automation

Approval workflows. Exception alerts. Cross-module automations. The system runs without you in the loop — every won deal, every overdue invoice, every low-stock alert handled automatically.

Build workflows →

See Zoho One implementation →

Why Khetanca

Not a general CA firm.
Not a software reseller.

Most businesses end up with two separate providers — one for compliance, one for systems. Neither understands what the other is doing. The result is books that do not match what the system shows and a compliance team that does not know the software.

Typical arrangement

CA firm + software vendor

Software vendor sets up Zoho but does not understand revenue recognition or accounting standards

Accountant manages books but does not know how Zoho is configured — reports cannot be trusted

Reports in Zoho do not match the general ledger — reconciliation done manually every quarter

Two vendors, two invoices, two relationships to manage — and nobody owns the whole picture

Khetanca approach

CA firm that implements Zoho

✓

Zoho Books configured by the same CA who manages your accounts — accounting logic built into the system

✓

Reports generated directly from live data — no export, no re-entry, no reconciliation gap

✓

One team — implementation and ongoing compliance. One monthly fee. One point of contact.

✓

CFO reporting built on the same data — no manual consolidation, no version discrepancy

Why trust us

Your books are reviewed by a CA.
Not just processed by a bookkeeper.

You are handing over bank access, tax filings and financial records. That is not a decision to make on trust in a headline. Here is exactly who does the work, how it is reviewed, and what happens if something goes wrong.

CA-LED DELIVERY

Chartered Accountants, not just bookkeepers

The firm is led by CA Piyush Khetan and CA Vishakha Khetan, with CA Shreeya Agrawal as Senior Manager. Every engagement has a qualified Chartered Accountant attached to it, not just someone entering transactions.

REVIEW STRUCTURE

Maker-checker, not self-reviewed work

The person entering your transactions is not the same person who signs off on them. Work moves through Associate to Manager to Partner review before it reaches you — the same structure that exists for a reason in every serious accounting practice.

CONSISTENCY

The same monthly process, every month

Reconciliation, review and close follow the same structured sequence each month, whoever on the team is handling it — not a fresh approach improvised by whoever happens to be free that week.

DOCUMENT EXCHANGE

Through Zoho, not scattered across email and WhatsApp

Financial documents and records are exchanged and stored through Zoho's platform as part of the working system, not as loose attachments in a chat thread with no audit trail.

CONTINUITY

A firm and a team, not one freelancer

Your engagement is not tied to a single individual. If someone on the team is unavailable, the work continues — because the firm, not one person's memory, owns the process and the history.

ESCALATION

Direct access to a partner, not a ticket queue

Anything that needs a partner's attention reaches CA Piyush Khetan or CA Vishakha Khetan directly. You are not routed through tiers of support before a qualified person actually looks at your issue.

CONFIDENTIALITY & LOCATION

As Chartered Accountants, the team is bound by the ICAI Code of Conduct's confidentiality obligations on every client's financial information. The firm is based in Yavatmal, Maharashtra, India — not anonymous, not offshore in the sense of unaccountable, a real registered practice you can verify.

From our work

Not claims.
Documented outcomes.

Two examples. Real situations. What broke, what we built, and what changed.

CS-001 · Industrial · India

Robotics manufacturer: $100K revenue recovery from unclaimed ITC

GSTR-2B had 14 months of unclaimed input tax credit sitting unreconciled. Vendor invoices were filed but the ITC was never claimed. We reconciled 14 months of returns, prepared amended workings, and filed revised data. $100K recovered in a single quarter.

GST Audit ITC Reconciliation ₹83L recovered

CS-002 · Distribution · Multi-state

Distribution company: Zoho One implementation replacing 4 disconnected tools

The company was running sales on Excel, inventory on a legacy system, accounts on Tally, and payroll on a separate payroll app — none connected. We implemented Zoho One with full cross-module integration. Month-end close went from 12 days to 3 days.

Zoho One 12→3 day close 4 tools → 1

Read full case studies →

Zoho Books or QuickBooks?

We implement both.
Here is how to choose.

The right software depends on where you operate, how you bill, and what integrations you need. We advise on this during the first call — and implement whichever fits best.

Zoho Books — better if you:

✓Want CRM, Inventory and Payroll connected to the same system

✓Operate across multiple countries and want the same platform everywhere

✓Need GST, VAT or TDS configured inside the accounting system

✓Want one subscription covering all business functions (Zoho One)

✓Are building automation between sales, operations and finance

Zoho Books implementation →

QuickBooks — better if you:

✓Are based in the USA, UK or Australia where QB is the standard

✓Your CPA or accountant already works in QuickBooks

✓You need US sales tax, US payroll or 1099 filing

✓You run e-commerce with Amazon, Shopify or Stripe as primary billing

✓You are migrating from Xero, Sage or an existing QB file

QuickBooks services →

Not sure? Tell us your setup — we advise on the right platform before the engagement starts.

Client feedback

What clients say
after the work is done.

Unedited. From real engagements. We do not publish feedback we cannot stand behind.

★★★★★

“We had 18 months of unreconciled books in Tally and tax returns had not been filed. Khetanca cleaned everything up in 6 weeks, migrated us to Zoho Books, and filed all pending returns. Our CA review that used to take 3 days now takes 3 hours.”

Director

Manufacturing company

Nagpur, India

★★★★★

“We are a US LLC with an India subsidiary. Two entities, two countries, one accounting team. Khetanca set up Zoho Books for both, handles the monthly close, and gives us one consolidated P&L. It works exactly as described.”

Founder & CEO

US SaaS company

Delaware, USA

★★★★★

“VAT and Corporate Tax deadlines used to mean scrambling every quarter, chasing numbers from three different people. Khetanca set up Zoho Books properly for UAE compliance, and now everything files on time without me having to ask. That is the entire value, honestly.”

Finance Manager

Trading business

Dubai, UAE

From the blog

We publish what we
actually know.

All articles →

US GAAP · Lease Accounting

What to Check Before Lease Accounting Under US GAAP (ASC 842)

Embedded leases, IBR selection, finance vs operating classification, lease modifications and ASC 842 vs IFRS 16 — the full pre-accounting checklist.

CA Piyush Khetan · Aug 5, 2026 · 12 min read

Custom Invoice Formats in Zoho Books: The Real Limitation

Zoho Books · Invoice

The visual editor cannot change layout structure. HTML templates need Elite plan. Here is what each plan actually lets you do — and an Excel macro workaround for every other plan.

CA Vishakha Khetan · Jul 1, 2026 · 7 min read

Zoho CRM · Implementation

Zoho CRM Customisation: Custom Fields, Buttons and Workflow Rules

Most CRM setups use default fields and ignore custom buttons entirely. Here is how to use them to automate the steps your team does manually after every deal update.

CA Piyush Khetan · Jun 4, 2026 · 7 min read

Puzzle vs Zoho Books vs QuickBooks for SaaS: An Honest Comparison

Accounting Software

Puzzle is purpose-built for SaaS metrics. Zoho Books covers GST and multi-module. QuickBooks owns the US market. Which one actually fits your structure?

CA Shreeya Agrawal · May 21, 2026 · 8 min read

How Zoho CRM Works: Leads, Contacts, Accounts and Deals

Zoho CRM · Structure

Leads convert to Contacts. Contacts belong to Accounts. Deals sit under Accounts or Contacts. Getting this wrong makes every CRM report meaningless.

CA Vishakha Khetan · Jun 18, 2026 · 6 min read

AI in Accounting: What It Actually Does and What It Does Not

AI · Accounting

AI categorises transactions well. It does not understand GST on your specific supply mix. Here is where it adds real value in a CA-managed accounting workflow.

CA Piyush Khetan · Apr 23, 2026 · 6 min read